How Fault Works for Auto Accidents in North Carolina
No one wants to be at fault for an accident. But most of the time, someone made a bad decision that led to a collision – or else you wouldn’t be in a wreck. Knowing how fault works when an accident happens can save you from a big headache – and help you know what to look out for and avoid. Let’s go over how fault works in North Carolina, and explore some examples to see how it plays out in the real world. Because no matter what side of the road you’re on, you deserve to know what you…
How to Rock Commercial Auto Insurance in North Carolina
Commercial Auto Insurance Made Simple Insurance doesn’t have to be complicated. Not even Commercial Auto Insurance. If you have a business with vehicles in North Carolina, no matter if they are cars, trucks, or vans, you have to have business auto coverage. But, as all business owners know, knowledge is power. Knowing something that your competitors don’t can be the difference between success and failure. But you know that. That’s why you’re here. Figuring out Commercial Auto Insurance and knowing what it is, what you need, and how to get it can be a big help for your business. So…
The Problem with Your Auto Insurance Policy
And the problem isn’t that your Auto Insurance is too expensive. If you have a car, you have auto insurance. It’s the law. But, odds are you are completely unaware about a big problem with your auto insurance. Now, most people probably assume that the problem is the cost. The thing we hear the most is that people feel that they are overcharged for what they have, or at worst, “ripped off.” But that isn’t the real issue. And, I’m going to be honest with you, the rest of this article may not be popular with some people. But we…
How Much Does It Cost To Insure A NASCAR Car?
Wait, you guys insure NASCAR? NASCAR? Okay, not really. But we LOVE cars. We built this business on writing auto insurance, and we write garage insurance for auto dealers, auto body shops and mechanics better than just about anyone in the business. So we know something about insuring cars. But what if you had a stock car, just like one of the NASCAR racers that you cheer on all year? What if you pulled up to your friend’s cook out and jumped out the window of your slick Ford Mustang race car to the shock and amazement (and a healthy…
How Much Does It Cost To Insure Your Luxury Vehicle
If a luxury vehicle is expensive, it must cost a lot to insure – right? Wrong. Insuring a luxury vehicle doesn’t have to be expensive, especially if you follow a few simple rules that help make sure you’re both well protected and getting the most value out of your entire insurance portfolio. Let’s take a quick look at what those tips are and how you can get the top notch, affordable coverage that your awesome car or SUV deserves.
Commercial Auto: Two Shocking Statistics
Commercial Auto: More than billboards on wheels. The cars and trucks that make up your businesses are more than just mobile advertisements. Whether they haul your tools, tow your tractor, get your employees from Point A to Point B, or glide you around in style from appointment to appointment, these wheeled offices are physical manifestations of your business. And yet, for most business owners, commercial auto insurance is an afterthought, something they think of after they decide what brand of coffee to order for the office (I’m partial to Counter Culture and Black Light myself).
3 Secrets to Lower Auto Premium
How can I lower my auto premium? It’s something we hear every day. There isn’t a person in America that doesn’t think they pay too much for auto insurance, and whether that is because they’ve heard it on television or because they probably ARE overpaying, most of us want to pay less for the coverage we have. So let’s look at some sure fire ways to reduce the amount we pay – today. And there’s a bonus secret at the bottom of the page. Secret #1 – Set up automated bank payments. Say what? That matters? It sure does. This…
Auto Liability: Why You Don’t Have Enough of It
If you have a car, you have auto liability coverage. But do you have enough? For a lot of people, auto insurance is not something that protects you, but instead is just another hoop to jump through in order to drive legally. Insurance offices around the country receive calls every day from people who want whatever the lowest amount of coverage is in that state to satisfy the legal limits of liability. When we ask what kind of coverage they are looking for, the answer we get is, “Whatever is the cheapest.” Unfortunately, this view of auto liability insurance is…
How to handle an accident with an uninsured driver.
Believe it or not, there are people on the roads right now without auto insurance. Though you may get through life without ever encountering an uninsured driver, many of us are not so lucky and will be involved in an auto accident with an uninsured or an underinsured driver at some point in our lives. So, if this happens, what do you do? Let’s consider the following scenario: You’re driving along, minding your own business, being the normal perfect driver that you always are, when WHAM! Someone hits you while merging, not noticing you in the other lane while they…
Comprehensive vs Collision Auto Coverage
Collision Vs. Comprehensive Coverage When you cause an accident, your first concern will probably be how you’ll pay for the other driver’s damage. If you have liability coverage, this will hopefully cover all of those costs. However, if liability is all you have, you could be left with no way to pay for your own damages. While most states only require you to be covered for injuries or damage you cause to another person, not many states have requirements in place for damages you incur. Insurance coverage for your car is considered optional and comes mainly in the forms of collision and comprehensive…