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How to handle an accident with an uninsured driver.

By John Purroy Jackson | December 19, 2017
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Believe it or not, there are people on the roads right now without auto insurance.  Though you may get through life without ever encountering an uninsured driver, many of us are not so lucky and will be involved in an auto accident with an uninsured or an underinsured driver at […]

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Preventing Thefts During the Holidays

By Darline Watts | December 11, 2017
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  Thefts and break-ins typically skyrocket during the holiday season because thieves know that many families leave their homes and cars unattended and sometimes even unlocked. Insurance might cover these thefts, but it won’t alleviate the victim’s violation of privacy concerns or restore their confidence of being safe and secure. […]

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Comprehensive vs Collision Auto Coverage

By Darline Watts | July 20, 2017
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Collision Vs. Comprehensive Coverage When you cause an accident, your first concern will probably be how you’ll pay for the other driver’s damage. If you have liability coverage, this will hopefully cover all of those costs. However, if liability is all you have, you could be left with no way to pay […]

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Insuring Your RV Dream

By Darline Watts | July 13, 2017
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Guide to RV Insurance Whether it’s your dream to roam the countryside in your RV or even if its parked permanently at your favorite campground, you need to make sure you are properly insured. There are many considerations that must be taken into account when purchasing coverage for your recreational […]

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4th of July Safety Tips

By Darline Watts | June 30, 2017
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First and foremost, obey local laws. If fireworks are illegal where you live, don’t use them. Even if they are legal in your area, keep fireworks out of the hands of minors. That includes unlit fireworks. Take children to public firework displays and seize the opportunity to discuss safety issues […]

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Motorcycle Safety Course

By Darline Watts | June 22, 2017
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Now that summer is here, many motorcycle enthusiasts are hitting the road, group riding sessions and rallies – means more motorcycle accidents. Consider these statistics from the U.S. Department of Transportation’s National Highway Traffic Safety Administration: •    Motorcyclists are 35 times more likely to experience a deadly accident than those […]

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Moving Violations Affect Insurance Premiums

By Darline Watts | June 14, 2017
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Moving violations will spike a driver’s auto insurance premium, and many come with hefty financial penalties. But depending on the violation or which state the driver is located, it could be an extremely burdensome on a driver’s wallet. Your premium increase will depend on the specific violation. Take, for instance, […]

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Risks Associated with Ride-sharing Apps

By Darline Watts | June 1, 2017
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Common Exposures of Ride-sharing Apps Ever since the first ride-sharing app debuted in 2011, they’ve experienced exponential growth in usage. In fact, in the cities where such apps have joined the market, taxi ridership has declined anywhere from 10 to 30 percent. However, while the popularity of ride-sharing apps is […]

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Memorial Day Safety Tips

By Darline Watts | May 26, 2017
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Memorial Day Weekend is here. Time to hit the pools and take the boat out for its first spin of the season. While having fun and relaxing keep the following safety tips in mind. Safe Boating Tips No matter how much experience you have, it’s always a good idea for everyone […]

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Concert Safety

By Darline Watts | May 23, 2017
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Safety starts with researching the event: In light of recent events, safety at concerts is on everyone’s minds. One of the best ways to stay safe at any event is to be situation-ally aware of what’s going on around you; that process starts by knowing exactly what you’re getting into. […]

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