Safety Series

Nothing matters more than your safety. So we've put together resources to help you know how to stay safe - and what to do after something happens.

6 Insurance Questions Young Adults Need to Ask Themselves ASAP

Jun 3, 2021

When you’re just getting your start in life, it can be hard to think about the future. If you are concerned about financial stability, whether for yourself or a family, then thinking about the future is a must.  Because there’s no way of telling what the future holds and what costs could come up, having the right insurance policies is always a safe bet. It’s like having an umbrella for a rainy day, and these questions can help you decide which umbrellas to buy.  Could You Cover Auto Repairs After an Accident?  If you drive a car in America, auto…

What To Do in an Earthquake

Aug 18, 2020

What Should You Do if an Earthquake Hits? No one wants to experience an earthquake. But these ground-shaking disasters can happen at any time, and in places where you never thought possible. But what if, like most of our clients, you live on the East Coast? What if you’re a proud Midwesterner? Why should you worry about earthquakes? The simple fact of the matter is that earthquakes happen in all states, and have since this country was founded. The USGS notes briefly that the East Coast has a long history of earthquakes, and though they aren’t as common, they can affect…

What To Do if Lightning Hits Your House

Apr 13, 2020

How To Be Prepared for Lightning No one wants to deal with a lightning bolt slamming into their house. But being on this planet means that lightning will hit somewhere at any given time. And sometimes that somewhere IS your house. But what do you do? What should you expect? And how can you deal with the aftermath? Lightning strikes DO happen. 2018 saw over 75,000 claims, and that was a three year low. There is an entire Lightning Safety Institute that deals with the damage this risk causes to both people and their property. Let’s walk through exactly how…

What To Do if You Have a Fire

Mar 3, 2020

Know How to Handle a Fire It’s one of the worst-case scenarios we can imagine. You wake up, smell smoke or even worse, see flames flickering on a wall. Your home is on fire! What do you do to make sure you and your family are safe? Fire is the reason that insurance was created in the first place. Those of us in the business know this risk better than just about anyone – your amazing local fireman obviously excluded. And if you don’t know where your local fire station is, check out this handy link to know where help…

What to Do if a Tree Falls on Your House

Oct 4, 2018

How to deal with a falling tree is one of our most common questions. In insurance cliche bingo, “A tree fell on my house,” comes right after, “Why does my insurance go up after a wreck?”  Both will get you a letter on your card (your bingo card… it’s from the metaphor… oh nevermind). I won’t get into the second cliche right now (short answer is, well, because you got into a wreck and you’re more likely to get into another one), but I will get into the whole tree thing. Especially because we’ve had some pretty bad weather, and…

It’s Time to Get Real About Flood Insurance

Sep 18, 2018

You’re in denial about Flood Insurance. There, I said it.  Flood insurance is the most overlooked policy for homeowners in the entire country.  It is the biggest gap in coverage that we deal with on a daily basis, and could easily be resolved with one simple, affordable, government-backed policy.  So why?  Why don’t more people have flood insurance? The answer is that we really are in denial.  We have told ourselves that flooding is something we will never deal with, or that if we do have a substantial amount of water creep into our homes that our homeowners policy will…

An Irreverent Guide to Motorcycle Safety

Jun 14, 2018

Motorcycle (safety) season is here. The sun is out, the leaves are green, the water is warm – all reasons to get the bike out, wipe it down, and hit the road.  Whether you ride all year or just for quick trips in great weather, now is the time to enjoy the experience that only your motorcycle and a great ride can give you.  But, as insurance agents, we want to make sure you come back from the ride in one piece.  So let’s talk about motorcycle safety. I know, I know, no one wants to.  But whether you are…

Know, Know, Know Your Boat Insurance: A Landlubber’s Guide to Safety

Apr 2, 2018

What’s cooler than cool?  Safety!  Well, at least when it comes to boat safety and boat insurance. I know this isn’t what anyone thinks when it comes to boats and boating, but staying safe might be easier than you think. Avoid Boat Insurance claims by playing it safe. Me?  In a life vest?  I’d be the laughing stock of the Yacht Club. While none of us like to talk about it, accidents do happen while boating.  According to data from the U.S. Coast Guard, there were 4,463 accidents in 2016, with 701 fatalities.  While this may seem like a small…

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