The Claims Game: How to Win at Losing
No one wants an accident. It’s so obvious that it shouldn’t even need to be said. However, when it comes to insurance, a claim is literally the name of the game. In fact, claims are the reason insurance exists. While we don’t want anyone to have an accident, be it an auto accident or home […]
The Alligator in the Backyard: 5 Things to Include in Your Home Quote
As insurance agents, we know that most people don’t like getting a homeowners quote. It’s time consuming, boring, and many consumers are rightly concerned that they won’t get a good deal from an agent – or whatever monstrously massive company they’re calling because of a funny ad on TV. The good news is that there […]
What Your Home Is Worth: Market Value vs Replacement Cost
If someone asked you how much your home was worth, how would you answer? Would you say market value? Replacement cost? Sentimental value? Do we even really know what those first two phrases mean? Probably not, so let’s break it down, starting with your house. Market Value My real estate agent says this new patio […]
Know, Know, Know Your Boat Insurance: A Landlubber’s Guide to Safety
What’s cooler than cool? Safety! Well, at least when it comes to boat safety and boat insurance. I know this isn’t what anyone thinks when it comes to boats and boating, but staying safe might be easier than you think. Avoid Boat Insurance claims by playing it safe. Me? In a life vest? I’d be […]
Homeowners Insurance 101
When it comes to Homeowners Insurance, most of us know one thing for sure: we have to have it. Whether you are a first time home buyer or you’ve owned a home for years, the simple fact of the matter is that most of us don’t really know what is in arguably the most important […]
Doing the BOP: Business Insurance for the Little Guys
Business Insurance can seem like a thick, dark forest, full of unfamiliar coverages, multi-layered policy types, and a bramble of endorsements that can confuse anyone not in the industry. It can seem especially confusing when compared to personal insurance policies, which are usually pretty straightforward and familiar to most of us. This better be the […]
Auto Liability: Why You Don’t Have Enough of It
If you have a car, you have auto liability coverage. But do you have enough? For a lot of people, auto insurance is not something that protects you, but instead is just another hoop to jump through in order to drive legally. Insurance offices around the country receive calls every day from people who want […]
The Truth about Workers Comp
In the following video, Agency Owner Christopher Cook helps us understand just how important it is to know the truth about Workers’ Comp. Let’s talk about the truth of Workers’ Comp Insurance. When you run a business, you get pretty good at juggling. From sales reports to taxes to employees to whether or not to […]
Grab Your Umbrella Insurance: A Policy Everyone Needs
What the heck is Umbrella Insurance? Unless you live in an incredibly rainy place, you probably don’t have enough umbrellas for a special insurance policy. Luckily for you, the policy we’re referring to protects you from a different kind of rain – metaphorically speaking. An Umbrella Insurance policy is an extra piece of coverage that […]
How to handle an accident with an uninsured driver.
Believe it or not, there are people on the roads right now without auto insurance. Though you may get through life without ever encountering an uninsured driver, many of us are not so lucky and will be involved in an auto accident with an uninsured or an underinsured driver at some point in our lives. […]