Our Blog
Why is my premium higher?
No one likes paying more premium. This is it, the big question that we get asked all the time. It comes in many forms, such as: “Why is my premium higher?” “Why did my bill go up?” “Why am I paying more for the same thing?” No matter how you […]
Read More
Do I Need Full Coverage?
Full Coverage: The Heart-Eyes Emoji of Insurance When you think of what auto insurance is supposed to do, you’re thinking of full coverage. The term “full coverage” refers to having both liability coverage and physical damage coverage on your vehicle. While I’ll get more into what those are in a […]
Read More
Deducing Deductibles: How They Work
Deductibles: Dastardly or Darling? One of the words most of us know when it comes to insurance is deductible. Despite this, one of the questions we hear on a regular basis is this: “What is a deductible?” Or, at best, “How does my deductible work?” While we are all familiar […]
Read More
Common lawsuits employers face today.
No one thinks they will be in a lawsuit. “It will never happen to me.” That’s what so many business owners today think when they hear about employees taking their bosses to court. The vast majority of small business owners, entrepreneurs, managers and leaders genuinely believe that the chances of […]
Read More
What to Do if a Tree Falls on Your House
How to deal with a falling tree is one of our most common questions. In insurance cliche bingo, “A tree fell on my house,” comes right after, “Why does my insurance go up after a wreck?” Both will get you a letter on your card (your bingo card… it’s from […]
Read More
It’s Time to Get Real About Flood Insurance
You’re in denial about Flood Insurance. There, I said it. Flood insurance is the most overlooked policy for homeowners in the entire country. It is the biggest gap in coverage that we deal with on a daily basis, and could easily be resolved with one simple, affordable, government-backed policy. So […]
Read More
Why Your Policy Doesn’t Cover Wear and Tear
Your Insurance Policy Does a Lot Whether your policy covers your car, truck, house, apartment, boat, or motorcycle, it does a lot to protect you from a variety of bad things that can happen. Most policies cover you from natural events like fire, lightning, wind, vandalism, theft, and other nasty […]
Read More
How to Perform an Insurance Review
An Insurance Review is Mandatory But you probably already knew that. You’ve heard it from your agent until you, or more probably she, is blue in the face – you NEED an annual insurance review. But what does it cover? And what if you have already had one, but things […]
Read More
Moving: A Great Time to Review Your Insurance
When it comes to moving, most of us don’t think about insurance. You’ve already got enough on your plate, including your plates; they’re in that box over there. So why would you want to worry about insurance on top of everything else? Well, it turns out that moving is the […]
Read More
How to File a Homeowners Claim
Let’s hope you never file a Homeowners claim. A homeowners policy is like a seat belt. We use seat belts every day. They aren’t comfortable, they are one extra thing we have to do in the car, and they can choke us if we do have to use them. But […]
Read More